Land Bank

Polara Capital’s proprietary Land Bank program is specifically designed for residential lot acquisition and development – perfect for national or local homebuilders needing lots.

New regulations, particularly High Volatility Commercial Real Estate (HVCRE), limit banks loan-to-cost on acquisition, development, construction, and rehabilitation loans. This program mitigates this issue.

• Loan amounts from $1,000,000 to $10,000,000
• Up to 90% of cost
• Non-recourse possible
• 12-35 month term
• Residential single family, 55+, and townhomes
• Solid takedown schedule
• Top metro areas considered

Excellent loan for:

• Residential Developers
• Builders/Developers

Our experienced loan team can review your project in just a few days. Closings are fast with our streamlined underwriting, approval, and closing process.